Priority 1 Lending, LLC NMLS #1375378 is not affiliated with your current Lender, and is not affiliated with any Government Agencies. Not all applicants will qualify for these terms. Terms, Conditions, and rate on all loan programs are subject to change. THIS IS NOT A COMMITMENT TO LEND

1 Rate of 4.75%/4.971% APR based on a VA IRRRL 30 year fixed rate mortgage loan amount of $400,000, 2 discount points, and veterans that are exempt on the funding fee. Rate available as of <mail date>. This amount does not include taxes and insurance which will increase this monthly payment amount. Loans with cash out, or other specific circumstances will require an appraisal, income verification, and a minimum credit score of at least 500. Programs, rates, terms, and conditions are available as of and are subject to change without notice. This is not an offer for extension of credit nor a commitment to lend. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. All mortgage information contained herein is available through public record which may not reflect the most up to date information. Loan needs to meet 36 month VA recoup to qualify for this rate and also must be 210 days from first payment of the current loan origination date.

2 If you have a positive balance in your escrow account held with your current lender at the time that loan is paid off, it is possible for you to receive a refund in the amount of that escrow account balance. This refund comes from your current lender typically a few weeks after the closing of your transaction, it is not disbursed at closing.

3 Defer a Mortgage Payment, if you do not make your mortgage payment for the month that you are funding your new loan it may be possible to capitalize that payment into your new loan thereby deferring the due date of your next mortgage payment to be due 1-2 months depending on which day of the month you close your loan.

Priority 1 Lending, LLC NMLS #1375378, 38701 Seven Mile Road Suite 290 Livonia, MI 48152. This offer is valid for a VA home loan program only, other offers will be subject to different conditions and terms. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms and conditions subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will qualify. All mortgage information contained herein is available through public record which may not reflect the most up to date information. For current licensure information, please visit: www.nmlsconsumeraccess.org. Verification of employment may apply. This program is exclusive to the beneficiary named above and is nontransferable. Arizona Mortgage Broker License #1009710; California Finance Lenders Law License #60DBO76476; Colorado Mortgage Company Registration, Regulated by the Division of Real Estate, Check the license status of your mortgage loan originator at http://www.dora.state.co.us/ real-estate/index.htm; Florida Mortgage Broker License #MBR2635; Georgia Mortgage Lender License/Registration License #: 68985; Maryland Mortgage Lender License # 06-24129; Michigan 1st Mortgage Broker-Lender Registration #FL0019884; North Carolina Mortgage Broker License #B-191748; Ohio Residential Mortgage Lending Act Certificate of Registration #: RM.804584.000; Oregon Mortgage Lending License #1375378; Licensed by the PA Department of Banking - License Number ML 72947; South Dakota Mortgage Lender License #ML.05298; Tennessee Mortgage License #149984; Virginia Broker #MC-7014 Licensed by the Virginia State Corporation Commission; Wyoming Mortgage Lender/Broker License #3733.

***Priority 1 lending may or may not be affiliated with your current lender. Although we partner with many lenders on the wholesale side, receiving this solicitation should not in any way be misconstrue that we are reaching out on behalf of them in any way. If you choose to move forward with Priority 1 lending or any of our sister companies, we may sell your loan to a completely new lender.