🏠 Priority 1 Lending, LLC — Comprehensive Legal & Advertising Disclaimers

NMLS #1375378 | Equal Housing Lender
Corporate Office: 38701 7 Mile Rd, Suite 290, Livonia, MI 48168
Phone: 734-720-8700 | Toll-Free: 800-769-6630 | www.priority1lending.com

⚙️ Rates & Terms Disclosure

Interest rates, annual percentage rates (APRs), and loan terms and Payments advertised are for illustrative purposes only and subject to change without notice. Actual rates and terms may vary based on credit profile, loan amount, loan-to-value ratio, property type, occupancy, loan purpose, and other qualifying factors.

All loans are subject to credit approval, verification of income and assets, and applicable underwriting guidelines. This is not a commitment to lend or an offer to extend credit. Not all borrowers will qualify.

Any payment examples provided are for principal and interest only and exclude taxes, insurance, and other escrowed items. Actual monthly payments will be higher. Certain conditions and restrictions apply.

Loan programs, rates, and terms are subject to change or discontinuation at any time without notice and may not be available in all states or for all loan amounts.

Rates or Payments advertised are based on having 780 fico score with 60% LTV. Loan amount are estimated based on information we have and may slightly vary from exact amount. Below are the links to all our daily rates based on the advertisement and marketing received.

Estimated Rates, Apr and Payments are based on rates that move daily. Below are links to our daily moving rates and parameters with custom options.

VA Rates- https://priority1lending.com/va-rates/

FHA Rates- https://priority1lending.com/fha-rates/

Conforming Rates- https://priority1lending.com/conformingrates/

Custom Rate Option- https://bit.ly/4iacnpJ

⚖️ Equal Housing Opportunity

Priority 1 Lending, LLC is an Equal Housing Lender. We comply with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and all federal and state fair lending laws. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or because all or part of your income is derived from any public assistance program.

🔒 Privacy & Data Use Disclosure

Priority 1 Lending, LLC respects your privacy. By submitting your contact information, you consent to be contacted by Priority 1 Lending and its affiliates, agents, and service providers via telephone, email, text message (SMS), and prerecorded voice messages, including through automated dialing systems, even if your number is listed on a Do Not Call registry.

Message and data rates may apply. You may opt out at any time by replying “STOP” to any text message, clicking the unsubscribe link in an email, or contacting us at 800-769-6630 or info@priority1lending.com.

Your personal information is collected and used in accordance with our Privacy Policy and the Gramm-Leach-Bliley Act (GLBA). We do not sell or share your information with unaffiliated third parties for marketing purposes without your consent, except as required to process your loan or as permitted by law.

For state-specific privacy rights (such as CCPA or CPRA), please review our Privacy Policy at www.priority1lending.com/privacy.

📢 Advertising & Website Compliance

All content on our website and marketing materials is for informational and advertising purposes only and does not constitute an offer to lend.
Any offers or promotions are subject to formal loan application, credit approval, and applicable terms and conditions.
APR calculations are based on example scenarios and may differ from your final loan terms.
Certain loan types or programs may require additional conditions or reserves.
This communication is not intended as a solicitation if you are already working with another licensed mortgage professional.
Use of our website is subject to our Terms of Use and Privacy Policy.

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Priority 1 Lending, LLC – Full Marketing Disclaimer

Priority 1 Lending, LLC (NMLS #1375378) is an independent mortgage company and is not affiliated with, endorsed by, sponsored by, or acting on behalf of your current mortgage lender or servicer, nor with any government agency such as FHA, VA, USDA, Fannie Mae, or Freddie Mac.

We are not your current lender, and this communication should not be interpreted as a notice from or on behalf of your existing lender or servicer. Priority 1 Lending operates as a wholesale mortgage lender, and may originate, broker, or purchase mortgage loans through authorized channels and approved partners.

Some of our marketing or data partners may lawfully notify us if a credit inquiry, mortgage credit pull, or other permissible data event occurs that indicates a potential opportunity to refinance, consolidate debt, or explore new loan options. This data sharing is compliant with applicable laws, including the Fair Credit Reporting Act (FCRA), and is used solely to provide mortgage-related information or offers.

Priority 1 Lending, LLC does not sell, rent, or share your personal data with unrelated third parties. Any information collected or received is used strictly for internal business purposes or to facilitate your mortgage inquiry.

All communications are for informational or marketing purposes only and do not constitute a commitment to lend. Loan approval is subject to standard underwriting, credit, and property verification. Rates, terms, and programs are subject to change without notice.

Priority 1 Lending, LLC complies with all applicable TCPA, CAN-SPAM, FCRA, GLBA, and National Do Not Call (DNC) regulations. You may opt out of future communications at any time by replying “STOP” to text messages, unsubscribing from emails, or contacting us directly.

Equal Housing Lender | NMLS #1375378 | Licensed in [applicable states]
Website: www.priority1lending.com
Phone: 734-720-8700 / 800-769-6630

🏦 Licensing & Consumer Access

Priority 1 Lending, LLC is a licensed mortgage lender in multiple states. Licensing information for each state can be found at:
🔗 www.nmlsconsumeraccess.org — NMLS #1375378