Introduction:Verify my mortgage eligibility (Dec 9th, 2023)
Purchasing a home is a significant investment, and protecting that investment becomes a crucial concern for homeowners. To ensure peace of mind against the costs of repairing or replacing faulty appliances and systems, many homeowners consider securing a home warranty. One such provider that has risen to prominence in the home warranty landscape is American Home Shield (AHS). This detailed guide seeks to shed light on the offerings of American Home Shield and how it may serve your specific needs.
Understanding American Home Shield:
Founded in 1971, American Home Shield is a home warranty company that provides service contracts to homeowners across the United States. With a focus on mitigating the unexpected expenses tied to home repairs and replacements, AHS offers a broad range of coverage options and works with a network of professional and pre-screened service contractors.Verify my mortgage eligibility (Dec 9th, 2023)
Key Features of American Home Shield:
1. Variety of Plans: American Home Shield offers three primary plans - the Systems Plan, the Appliances Plan, and the Combo Plan. The Systems Plan covers major home systems like plumbing, electrical, and heating. The Appliances Plan includes home appliances such as refrigerators, dishwashers, clothes washers, and dryers. The Combo Plan, the most popular, combines the coverage of both other plans.
2. Customizable Coverage: AHS allows homeowners to customize their coverage by adding specific items to their plans. This flexibility can be particularly beneficial for homes with unique features or high-end appliances that may not be covered in standard plans.Verify my mortgage eligibility (Dec 9th, 2023)
3. Dependable Service: AHS provides 24/7 customer service and a simple online claim submission process, enabling homeowners to request service whenever a covered item breaks down.
4. Network of Qualified Professionals: American Home Shield employs a wide network of professional service contractors who are ready to diagnose and repair covered items.
5. Limitations on Coverage: It’s important to note that like most home warranty companies, AHS has per-item coverage limits, which means they will pay up to a certain amount for repairs or replacements of covered items.Verify my mortgage eligibility (Dec 9th, 2023)
Factors to Consider:
While AHS is noted for its extensive coverage and flexibility, homeowners should ensure they fully understand their contract’s specifics. Pay careful attention to what is covered, what isn’t, and the claim submission process. When a covered system or appliance malfunctions, you can file a claim online or over the phone. After payment of the service call fee, AHS will dispatch a professional contractor to assess and resolve the issue. If the item can’t be repaired, it will be replaced under the terms of your warranty, subject to any coverage caps.
In the final analysis, a home warranty from a provider like American Home Shield can provide valuable protection against unexpected home repair costs. However, it is crucial to align your specific needs, your financial capabilities, and the warranty’s terms before investing in a plan. Having a firm understanding of what is covered, what isn’t, and how claims are handled can help ensure you reap the most benefit from your home warranty plan.Show me today's rates (Dec 9th, 2023)