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The Lowdown on a Down Payment Assistance...


Down Payment Assistance


  • Program qualification based on borrower income only, not household income.
  • Amount of assistance (up to 4%) is based on the lesser of the purchase price or appraised value, not the first mortgage loan amount.
  • Available for LTVs between 80.01 – 97%*.


  • Purchase of a primary residence only.
  • Fannie Mae/Freddie Mac Conventional or HomeReady®/Home Possible® Conforming or High Balance/Super Conforming
  • Program not available in all states.

Underwriting: Approve/Eligible or Accept/Eligible from DU/LPA; manual underwriting not permitted. Non-occupant, co-borrower/co-signer income not permitted.