Introduction:Verify my mortgage eligibility (Dec 1st, 2023)
Home warranties have become a popular feature in the real estate market, offering coverage for various systems and appliances in a home that may break down over time. One company that has distinguished itself in this arena is Choice Home Warranty. This guide provides an in-depth look at Choice Home Warranty, their plans, and whether it might be a good fit for your needs.
Understanding Choice Home Warranty:
Established in 2008, Choice Home Warranty is a service contract company that provides home warranty plans to homeowners in the United States. Their mission is to protect homeowners from costly repairs or replacements of damaged home systems and appliances. Choice Home Warranty offers a variety of coverage options with a network of pre-screened, licensed service technicians across the nation.Verify my mortgage eligibility (Dec 1st, 2023)
Features of Choice Home Warranty:
1. Comprehensive Coverage: Choice Home Warranty provides two primary plans - the Basic Plan and the Total Plan. The Basic Plan covers essential systems and appliances like plumbing systems, electrical systems, ovens, dishwashers, etc. The Total Plan includes all the items in the Basic Plan plus coverage for central air conditioning, refrigerators, washers, and dryers.
2. Affordable Rates: Choice Home Warranty is known for its affordable rates, with plans that cater to various budget levels. The company offers flexible payment options, including monthly, quarterly, and annual payment plans.Verify my mortgage eligibility (Dec 1st, 2023)
3. Customer Service: They provide a 24/7 customer service line, meaning you can place a service request any time a covered item breaks down.
4. Network of Professionals: Choice Home Warranty has a vast network of professional service technicians who can quickly and effectively repair or replace covered items.
5. Coverage Caps: Like most home warranty companies, Choice Home Warranty has certain limits, or caps, on how much they will pay for a repair or replacement.Verify my mortgage eligibility (Dec 1st, 2023)
Things to Consider:
While Choice Home Warranty offers robust coverage and competitive pricing, it’s essential to thoroughly read your contract to understand what is and isn’t covered. Additionally, consider the company’s coverage caps, and make sure they align with the potential cost of replacing your home’s systems and appliances.
Also, pay attention to their claim process. With Choice Home Warranty, when a covered system or appliance breaks down, you can file a claim online or over the phone. After the claim is submitted and the service call fee is paid, a local technician will be assigned to diagnose and fix the problem. If it can’t be fixed, the item will be replaced under the terms of your warranty.
Overall, a home warranty like those provided by Choice Home Warranty can provide peace of mind to homeowners. It’s an added layer of protection against unexpected repair costs for covered systems and appliances. However, it’s critical to evaluate your specific needs, financial situation, and the specific terms of the warranty before purchasing a plan. Understanding what’s covered, what’s not, and how claims are handled will help ensure you get the most out of your home warranty plan.Show me today's rates (Dec 1st, 2023)