To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Top Home Purchase Loans Michigan | Purchase Money Mortgage
In the market for top-tier home purchase loans in Michigan? Say no more! Priority1Lending has got you covered - offering a plethora of loan options to help you zero in on your dream house in Michigan. Be it conventional loans or home loan michigan, our seasoned hand has what it takes to catapult you toward achieving your homeownership ambitions.
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Why Choose Priority1Lending for Home Purchase Loans
Our backbone at Priority1Lending is a squad of home purchase mortgage loan experts armed with years of hands-on proficiency in their field. This dedicated team is all set to usher you through the maze of loan choices, helping you choose the best-suited one that fills your bill perfectly. Partnering up with Priority1Lending essentially means garnering tons of industry knowledge by your side, ensuring smooth sailing in your journey.
Tailored Service Just For You
The Priority1Lending crew knows that every borrower brings something different to the table – everyone has their own unique goals and financial needs. We don’t believe in a one-size-fits-all approach. Instead, we really dig into who you are and what you’re aiming for so we can suggest a loan plan that’s going to jive with your dreams.
A Competitive Edge With Rates
Priority1Lending isn’t just sitting around – we’ve fostered connections all over the refinancing industry. We have a huge network of home purchase lenders at our beck and call. This means we can score you some pretty competitive rates – making sure not only do you land a loan but also get it tailored to your situation at a price point that’s going to put a smile on your face.
Diverse Loan Palette
Every dream looks different, which is why Priority1Lending doesn’t offer only one type of loan option. Instead, we roll out the red carpet, offering everything from conventional loans to FHA, VA, and USDA loans. Honestly, with this kind of variety, you’ll be hard-pressed NOT to find something fitting like a glove for your needs.
Say goodbye to tiresome, long-winded pre-approval hoops. With Priority1Lending’s digital pre-approval system, a thumbs up on your loan is just minutes away. Moreover, the real beauty of our process is that you can get your loan from the comfort of your home; no more wasting an entire day out there.
Crystal Clear Transparency
Trust isn't something to mess with, and Priority1Lending knows it. That’s why we’re going all out when it comes to clarity throughout your whole loan journey. From Hello to Here’s Your Money, we keep you in the know, unraveling each step and promising an obstacle-free ride.
In-depth Local Insights
Roots planted firmly in Michigan soil make Priority1Lending more than just a lender – we’re your local experts with sage insights into the Michigan realty scene. This inside-out knowledge lets us dish out advice that hits close home on the local playing field.
Hassle-free Online Onboarding
The digital times we live in make loan hustling a breeze, thanks to Priority1Lending. Our seamless interface lets you bag the funds you need without drowning in paperwork. With a few clicks, geographic boundaries vanish into thin air.
Stellar Customer Interface
Priority1Lending is crazy about keeping customers happy throughout the process. We’re not just into advancing loans but ensuring you feel like we’re holding your hand, addressing queries, and giving help where needed. At every turn, our solid customer service ensures you feel prioritized and appreciated.
At Priority1Lending, our mission is to help folks realize their dream of owning a home through private lenders for home purchase. Get in touch with us today to hear about our loan offerings and how we can aid your search for the right house in Michigan.
Keen on taking that next step toward buying your dream house in Michigan? Connect with us today to get the ball rolling. Our squadron of mortgage loan purchase experts stands ready to lend a hand.